Most rental counters in Malta ask for a credit card as a default. They use it to block a deposit and to cover any potential excess in case of damage. Travelers who carry only a debit card often get turned away or face much stricter terms. The three platforms below have changed that. All of them accept debit card payments and do not require a credit card at any stage of the booking.
Quick Comparison
| Site | Deposit | Credit Card | Insurance |
|---|---|---|---|
| roscarmalta.com | Not required | Not required | Basic included |
| findycar.com | Not required | Not required | Full coverage available |
| rentcarfy.com | Not required | Not required | Basic included |
TOP1. Roscarmalta.com
Roscarmalta.com is a local Malta rental company that built its offer specifically for travelers who do not hold a credit card. There is no deposit block at pickup, and a debit card is sufficient to complete the full booking and payment process. Rates are quoted without hidden extras, and what you see at the booking stage is what you pay at the counter.
The fleet covers economy models, compact cars, and larger options for groups or families. Because the operation is Malta-based, support is reachable throughout your rental without going through an overseas call center. For anyone who has been refused a rental in Malta due to card type, this site is the most direct solution available on the island.
TOP2. Findycar.com
FindYCar.com operates across 165 countries and includes Malta as one of its active markets. No credit card is required to rent, and the platform does not apply a deposit hold at pickup. Travelers can also purchase full coverage insurance during the booking process, which removes any excess liability for the duration of the rental.
The platform is built for quick price comparison across multiple suppliers in a single search. It suits frequent travelers who rent cars in different countries and want consistent terms everywhere. The combination of debit card acceptance, no-deposit policy, and optional full insurance makes FindYCar one of the more flexible booking options currently available for Malta rentals.
TOP3. Rentcarfy.com
RentCarFy.com has a dedicated Malta page that filters offers specifically for the island. Rentals are available without a credit card and without a deposit requirement. The site works with local suppliers who have been checked for reliability, so the vehicle you book matches what gets delivered at the pickup point.
Search results on the Malta page are sorted by pickup location, including Valletta, Malta International Airport, and other areas across the island. Weekly rates are particularly competitive. For travelers who want to browse Malta-specific inventory without sifting through global search results, RentCarFy is a clean and focused option worth checking before your trip.
Renting a car in Malta without a credit card is no longer a complicated process. All three platforms above accept debit cards, skip the deposit, and offer clear pricing from the first step. Compare offers across all three before booking to make sure you are getting the best available rate for your dates.
